Free calculators to estimate your personal injury settlement — including pain & suffering, lost wages, attorney fees, and structured payouts.
Affiliate Disclosure: This section contains affiliate links. Berean Defense L.L.C. may earn a small commission if you purchase — at no extra cost to you.
Helpful Tools & Resources
As an Amazon Associate, Berean Defense L.L.C. earns from qualifying purchases.
Estimate total case value from medical bills, lost wages, and pain multiplier.
Compare multiplier method vs. per-diem method estimates.
See how much your attorney takes and what you net after fees and costs.
Calculate income lost due to injury — past and future earnings.
Compare a lump sum payout vs. structured settlement payments over time.
No sign-up, no email required. Enter your numbers and get an estimate immediately.
Nothing you enter is stored or transmitted. All calculations run locally in your browser.
Formulas reflect standard legal industry methods for valuing personal injury claims.
No paywalls, no subscriptions. These tools are free as a public resource.
If you're just starting to think about what your case might be worth, start with the Settlement Value Estimator — it combines your economic damages and a pain & suffering multiplier into one overall range. If you want to dig into a specific piece of that number, the Pain & Suffering Calculator compares two different valuation methods side by side, the Lost Wages Calculator breaks out past and future income loss (including for self-employed claimants), and the Attorney Fee Calculator shows what you'd actually take home after a contingency fee, medical liens, and case costs. The Structured vs. Lump Sum tool above is useful once you already have a settlement number and are deciding how to receive it.
Most claims follow a similar general arc, though timing and specifics vary widely by case and jurisdiction. First comes treatment — documenting injuries and following through on care until reaching maximum medical improvement (MMI), the point where a doctor determines your condition has stabilized. Many attorneys wait until MMI before valuing a claim, since settling too early can undervalue ongoing or future medical needs. Next, a demand letter is typically sent to the at-fault party's insurer, laying out damages and a requested amount. Negotiation follows, often through several rounds of offers and counteroffers. If negotiation doesn't produce a fair result, a lawsuit can be filed, which opens the case to a longer litigation timeline and, in a minority of cases, a trial. The large majority of personal injury claims resolve through negotiated settlement rather than trial.
Each calculator on this site uses transparent, commonly referenced formulas from the personal injury field — the multiplier method and per-diem method for pain & suffering, standard contingency-fee tiers, and straightforward wage-loss math. None of these formulas are official or legally binding; insurers, attorneys, and juries all weigh a claim differently, and no calculator can substitute for a licensed attorney's review of your specific facts, your state's law, and the available insurance coverage. See our About page for more on how this site is run, and our Disclaimer for the full legal notice.
The two main methods attorneys and insurers use — and how to apply them to your situation.
Read More →What counts, what doesn't, and why the multiplier range is typically 1.5–5×.
Read More →When each fee structure applies and how to calculate your true net payout.
Read More →