🤕 Pain & Suffering Calculator

Compare the multiplier method and per-diem method side by side — two ways insurers and attorneys value non-economic damages.

Educational Use Only: Pain & suffering values are highly subjective and vary significantly by case, jurisdiction, and jury. This tool provides general estimates. Consult a personal injury attorney for case-specific guidance.
Medical bills + lost wages + property damage + other financial losses
Often set at your daily wage or a judge-agreed daily rate. Common range: $150–$500/day.
From date of injury until reaching maximum medical improvement (MMI)

Multiplier Method

Economic damages ×

Per-Diem Method

Multiplier Reference Guide

MultiplierTypical Injury TypeExample
1.5–2×Minor soft-tissue, full recoveryWhiplash, minor back strain, bruises
2–3×Moderate injury, several months recoveryBroken bones, herniated disc, concussion
3–4×Significant, lasting symptomsMultiple fractures, nerve damage, surgery required
4–5×Severe, permanent or life-alteringSpinal cord injury, brain injury, loss of limb

Learn more about how pain & suffering is calculated →