Educational Use Only: This calculator provides estimates based on common legal formulas. It does not constitute legal advice. Settlement values vary widely by jurisdiction, liability, evidence, and negotiation. Consult a licensed personal injury attorney.
Include ER, hospital, surgery, physical therapy, medication, future medical needs
Income lost while recovering + future earning capacity if applicable
Property damage, transportation costs, home modifications, etc.
Insurers and attorneys typically use 1.5–5× economic damages for pain & suffering
If you share any fault, your recovery is reduced proportionally in most states
Total Economic Damages
Pain & Suffering
Gross Case Value
Liability Adjustment
Estimated Net Settlement Range

Range reflects typical settlement variability. Actual amount depends on evidence strength, insurer, and negotiation.

How This Calculator Works

Personal injury settlements generally have two components: economic damages (actual financial losses) and non-economic damages (pain & suffering, emotional distress).

The most common method insurers and plaintiff attorneys use is the multiplier method: total economic damages × a factor of 1.5 to 5, depending on injury severity.

If you share any fault for the accident, your recovery is reduced in most states (comparative negligence). Some states bar recovery entirely if you're more than 50% at fault.

Learn more about how settlements are calculated →